Public Liability Insurance

This policy covers the cost of claims made by public/third parties for incidents that occur in connection with your business activities. This insurance covers the cost of compensation for: personal injuries, death to third parties and loss of or damage to third party property.

While public liability insurance is not a legal requirement for some businesses, it should be considered essential if members of the public will be interacting with your business in any way.  Even if your businesses is home based, you should consider taking public liability insurance.